Cambria Mortgage - Minneapolis, St Paul, MN
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About Cambria Mortgage, and Loan Officer Joe Metzler
Minneapolis / St Paul, MN

Cambria Mortgage is part of the award winning Cambria countertop family.

Get the personal attention you deserve. You'll talk to real licensed Loan Officers, not computers or application clerks.

Not a bank, more than a broker. As the actual lender, we don't have to play any middleman games, or charge you more to help pay for blimps, or the thousands of commercials they run all day long. This allows us to offer some of the lowest interest rates and closing costs in the market. Combine this with fully licensed and experienced Loan Officers, and you have a winning combination

We are proud of our awards and look forward to assisting you in the largest financial transaction of your life.

Joe Metzler, Loan Officer
2088, 2019, 2020, 2021, 2022 - Super Mortgage Professional
2016 - Top 300 Loan Officer in the Nation (Origination News)
2015 - Top 100 Loan Officer in the Nation (Origination News)

- Minnesota Loan Officer of the Year (MMA)

2011 - 40 Most Influential Mortgage Professionals to Watch (NMPM)
2010 - Top 150 Loan Officer in the Nation based on Dollar Volume (Origination News)

Banks, Brokers, Mortgage Companies, Online Lenders, or the Realtor's Lender?

Getting a Mortgage Loan should not seem complicated to the home buyer if done right. The success of your purchase is 10% the company you choose, and 90% the Loan Officer you choose. When selecting a Loan Officer, it is more important than simply calling the bank where your checking account is at, or walking across the hall to your Real Estate Agents higher priced same company lender.

You need a trusted partner.  Someone licensed and experienced. Someone who will answer all your question, evaluate your situation, and make the best decision for you and your family.

We strive to:

Local Service - Nationwide Power
As a Direct Mortgage Lender. We will take your application, process the loan, underwrite the loan, approve the loan, and write the check. If needed, we can also act as a mortgage broker. This adds the ability to not only offer all the traditional standard loans, but to offer a complete selection of home loan products to suit just about everyone.  

FHA Approved Lender
We are an Approved Lending Institution for FHA, VA, and USDA Government Loans
. While we are an approved lender, we are not part of HUD, FHA, the Veterans Administration or the United States Department of Agriculture. We are not acting on behalf of, or under the direction of HUD/FHA, VA, USDA, or the Federal Government in any way. FHA and VA do not lend directly to the public, only through approved lending institutions like Cambria Mortgage.

Experience the Cambria Mortgage difference

Apply right on your Smartphone, or click to call (651) 552-3681

Cambria Mortgage - St Paul, MN. Office
33 Wentworth Ave E, Suite 290
St Paul, MN 55118
Office (651) 552-3681
Fax (651) 994-6425

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License Information
Cambria Mortgage. Nationwide Mortgage Licensing System and Registry (NMLS)# 322798 Saint Paul Branch - NMLS # 387944. Joe Metzler, Licensed Mortgage Loan Originator NMLS #  274132. Lending in MN, WI, IA, ND, SD, FL only.

Equal Housing Lender 1998 - 2023 - Joe Metzler for Cambria Mortgage