|
Purchase Mortgage Application (651)
552-3681
|
|
Borrower Basic Information: * = Required Information |
| Is there a
co-borrower? |
No Yes |
| |
If yes, co-borrower name |
| |
If yes, co-borrower information can be entered on the next page
but include their assets (checking/savings) on this page |
|
Your FULL Name (First, MI,
Last) * |
|
|
Email address * |
Required |
| Best Phone # * |
Home or Cell |
| |
2nd best phone # Home or Cell |
| Current
Address * |
|
| |
City |
| |
State
Zip |
|
How long have you lived here |
years months |
|
Do you currently |
|
Old Address
|
(if at current less than 2
years)
Address |
| |
City |
| |
State Zip |
| |
Did you |
| |
How
long did you live there years months |
|
Date of Birth (format mo/da/year) |
Required |
| Social
Security Number |
Required |
|
Marital Status |
|
|
Years of Schooling |
|
|
Any dependents? |
No Yes |
| |
If yes, how
many? .
Ages |
|
Are you US Military? |
|
|
Your Credit |
| Credit |
|
|
Estimated Score |
|
| |
Ever
File Bankruptcy? |
| |
If
Yes, How long discharged? Years |
| |
Ever have a Foreclosure?
|
| |
If
Yes, How long long ago? Years |
|
Borrower
Employment |
| Employer |
|
|
Address |
|
| |
City |
| |
State Zip |
|
Position/Title with Company |
|
|
Time with Current Employer |
Years Months |
|
How long in this line of work? |
Years |
|
Are you self employed? |
|
| Work Ph#
|
(REQUIRED for
verification of employment) |
|
Previous Employer |
(if
less than 2 years with current employer) |
| |
Employer |
| |
Address |
| |
City
|
| |
State Zip |
| |
You worked
there from when to when mo
/yr
|
| |
until mo
/ yr |
| |
Old Income ,
per |
| |
Former Position/Title |
| |
|
|
Contacting You |
We usually attempt to
contact you between 10:00 AM & 6:00 PM Monday - Friday. If we are unable to contact you during this time frame, it could delay
your application. |
|
Daytime Contact |
at |
| |
|
|
Basic Loan
Information |
|
Type of Loan |
|
| Amortization
Term: |
10-yr to 30-yr available |
|
Property will be our |
|
|
I applying today for |
|
|
Estimated Closing Time |
|
|
What is the Purchase Price? |
(estimate
if pre-approval) |
|
Down Payment % |
|
|
Exact down payment if known |
$.00 |
|
Source of Down Payment: |
|
|
Property Taxes on New Home? $ |
(if
known) |
|
Are you working with a
Realtor? |
Yes,
info below No
realtor yet Please
refer one |
|
Realtors Info: |
Name |
| |
Ph# Email
|
| |
|
|
Exact Property Address - If known |
|
Address: |
|
|
|
City |
|
|
State Zip
(we lend in MN, WI, IA, ND, SD only) |
|
|
|
|
YOUR Monthly
Income:
Gross Monthly Income (Pre-Tax) |
|
Base Income $ |
per |
|
Overtime |
|
|
Bonuses |
|
|
Commissions |
|
|
Dividends/Interest |
|
|
Net Rental Income |
|
|
Other |
(Child
Support, Social Security, Pension, etc) |
| |
Explain
"other" Income |
| |
|
|
Current Housing Costs: |
|
Rent |
$ |
|
First Mortgage Payment |
$
Assn. Dues $ |
|
Second Mortgage Payment
|
$ |
|
Current home? |
Plan on selling
Plan on keeping |
| |
|
|
Assets: (Include all
Applicants) |
(includes checking, savings,
stocks, mutual funds, etc.) (Include
all Applicants Assets) |
|
Account 1 |
$ Name
of Bank |
|
Account 2 |
$ Name
of Bank |
|
Account 3 |
$ Name
of Bank |
|
All additional accounts |
$ |
|
Stocks and Bonds |
$ Name
of Bank |
|
401(k)/Retirement |
$ |
|
Net Worth of Businesses
Owned |
$ |
| |
|
|
Liabilities: Who do
you owe? |
Current 1st Mtg Co
or Landlord Name |
|
|
|
Monthly payment $ |
|
Current 2nd Mtg Co |
.
|
|
|
Monthly payment $ |
|
Alimony/Child Support |
$ |
|
All other debts of ALL applicants (car loans, credit cards,
student loans, etc) |
List best
guess of only
minimum required monthly payments
$ month.
|
| |
Total
unpaid balance(s) $
(best guess) |
|
Own
Other Properties?: |
| Other properties? |
If yes, answer following questions |
|
1st
property address |
|
|
|
City |
|
|
St Zip |
|
2nd home or rental |
Rental
2nd
Home |
|
What is rent? |
$
(if rental) |
| |
|
2nd
property address |
|
|
|
City |
|
|
St Zip |
|
2nd home or rental |
Rental
2nd
Home |
|
What is rent |
$
(if rental) |
| |
|
|
Declarations: |
|
|
A.
Are there any outstanding judgments against you? |
|
|
B.
Have you been declared bankrupt within the past 7 years? |
|
|
C. Have
you had property foreclosed upon or given title or deed in lieu thereof
in the last 7 years? |
|
|
D. Are
you a party to a lawsuit? |
|
|
E. Have
you directly or indirectly been obliged on any loan which resulted in
foreclosure, transfer of title in lieu of foreclosure or judgment? |
|
|
F. Are
you presently delinquent or in default on any Federal debt or any other
loan, mortgage, financial obligation, bond, or loan guarantee? |
|
|
G. Are
you obligated to pay alimony,
child support, or separate maintenance? |
|
|
H. Is
any part of the down payment borrowed? |
|
|
I. Are
you a co-signor or endorser on a note? |
|
|
J. Are
you a U.S. citizen? |
|
|
K. Are
you a permanent resident alien? |
|
|
l. Do
you intend to occupy the property as your primary residence? |
|
|
M. Have
you had an ownership interest in a property in the last three years? |
|
|
(1.) What
type of property did you own Principle residence (PR), second home (SH),
or investment property (IP)? |
|
|
(2.) How
did you hold title to the home - solely by yourself (S), jointly with
your spouse (SP), or jointly with another person (O)? |
| |
|
|
Government: Information for government lender monitoring |
|
I
do not wish to answer |
|
|
Race |
|
|
Ethnicity: |
NOT Hispanic
or Latino |
| |
Hispanic
or Latino |
|
Gender |
Male Female |
| |
|
|
Other
Information: |
Please write in any other
information you feel is important to us, or you need to explain, or answers
to any YES questions in the declarations section. |
| |
|
|
How did you find out about
us |
This help's keep our advertising dollar effective, therefore reducing YOUR closing
costs! |
| |
|
|
Finish: |
|
|
 |
|
This is a Secure
Web Page: This
Web site provides secure communication and has a valid certificate.
Secure communication means that information you provide, such as your
name or credit-card number, is encrypted so that it can’t be read or
intercepted by other people. The certificate is a statement guaranteeing
the security of this Web site. A certificate contains information that a
specific Web site is authentic. This ensures that no other site can
assume the identity of the original site. When you enter a secure Web
site, most browsers display a dialog box and a lock icon on the status
bar. |