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Your actual rate may be different. Mortgage interest rates vary by many factors, including your credit credit score, the loan loan program, your down payment size, buying discount points, owner occupied versus a rental property, cash out refinance versus no cash out, the closing cost cost option you select, and more.

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Rates above assume a best case customer. This means 20% down payment or equity, 740 or higher middle credit score, and a conforming loan. For FHA loans, just 3.50% down payment. Your exact situation and loan program may be different. While we do everything possible to make this information accurate, a full application, including a review of your supporting documents, including W2's, pay stubs, bank statements, a credit report, and appraisal are all required to guarantee the exact interest rate and closing costs you will be offered. Not an offer to extend credit per Regulation Z. Rates subject to change until locked.

 

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